Banner Aetna Rehab Coverage

Getting Accredited Treatment at Catalina as a Banner Employee

Entering into an alcohol or drug rehab is an important decision, and you should consider your insurance provider when researching facilities. Under the Affordable Care Act, substance use disorders must be covered. However, not all facilities or doctors will accept the same insurance. As a Banner Health employee or family member, you may already be familiar with the challenges of finding effective care.

But what does your Banner Aetna rehab coverage mean in terms of your resources and finding accredited treatment options for yourself or your loved one?

In this case, it means everything: Catalina Behavioral Health is a proud member of the Banner Health Network in Arizona. If you or someone you love needs help for mental health and/or a substance use disorder, please consider honoring us with your care.

Read on to learn about using Banner Aetna insurance coverage at Catalina, and feel free to reach out to our friendly admissions team for confidential verification of your benefits at any time!

Catalina Behavioral Health and the Banner Health Network

Moving into an alcohol or drug rehab can be a frightening part of reaching for sobriety, which is why you need the help of an intensive facility with experience in substance use. You also want to choose a rehab that will offer insurance coverage to minimize out-of-pocket spending. The last thing you want to focus on during treatment is the financial burden.

The good news is that Catalina Behavioral Health is now in-network for employees of the Banner Health Network community and is proud to serve the staff of this innovative health care company.

What does this mean for your health care benefits? While it does not always cover the cost of treatment in full, it can in some cases, and in almost all cases, coverage will significantly offset your costs. In-network providers in Arizona are less expensive than those out-of-network. Catalina can help you make good use of your benefits and coverage without adding a burden to your mental health surrounding the cost of treatment.

Reach out to us today to learn more about the conditions we treat and learn how much your insurance will be required to pay in your unique situation.

What Does the Aetna Banner Partnership Logo Signify?

If you are searching for a Banner Health provider, you want to look for the Banner logo or the Banner Health and Aetna in partnership logo. This is a quick sign that lets you know you might have more coverage for your mental health or substance use disorder.

Just because you see the logo doesn’t necessarily mean you won’t need prior authorization. Many health insurance plans still require you to get this in place, even for in-network providers.

At Catalina Behavioral Health, we help you get all of the paperwork taken care of quickly and easily so that you enter into treatment sooner.

The Affordable Care Act and Healthcare Benefits for Rehab

Under the Affordable Care Act put in place in 2010, things radically changed when it came to coverage for substance use disorders. Before 2010, these services were not guaranteed to be covered by your health insurance company.

Substance use is part of the ten essential health benefits that all service providers must include in their coverage. Now, every health insurance company must treat substance abuse issues on the same level as medical or surgical issues. This increases your likelihood of being able to afford treatment for substance use, though it should be noted that not all services are covered.

In short, most hospitals say they provide coverage for evidence-based treatment options under the Affordable Care Act.

While this may not mean that your treatment will be covered in its entirety, it does significantly offset your out-of-pocket costs. It makes treatment far more affordable, cost-wise, and accessible to prospective patients who worry about what rehab will do to their savings.

3 Types of Variations in Coverage for Banner Health Aetna

Our Arizona treatment center believes in the health care experience offering customized treatment for each of our clients. As a result, there are no simple answers regarding what Banner Health and your Aetna Health Plan, Inc. will cover for your treatment. We can help you get prior authorization for your services, but you might see variations in coverage depending on some of these factors.

Our admissions staff can help you determine what level of care is right for you and then discuss the coverage of those treatments.

1) Length of Treatment Time at Our Banner Aetna Rehab

Some people will need thirty days of inpatient treatment and a medical detox while others may need to stay with us for sixty to ninety days to achieve the same results. We don’t want to rush anyone through their treatment plan. However, one of the biggest variables in what your own health plan or insurance will cover is the length of time you are in treatment.

We can help you figure out how long your insurance will cover access to alcohol or drug treatment. Your care is our top priority, and we want you here for as long as it takes to meet your goals and start to live your life sober. Don’t rush your improvements for your conditions simply based on your insurance coverage.

2) What are Co-Occurring Disorders or Dual Diagnoses?

According to the Substance Abuse and Mental Health Services Administration, 21.5 million people have a co-occurring disorder with their substance use disorder. This means that you might need help for more than just substance abuse.

Having other mental health concerns can influence what health care will cover for your treatment.

Catalina Behavioral Health offers more than just addiction treatment. Our service enables you to make a comprehensive, personalized health care plan with Banner Aetna’s benefits. We can help with anxiety, depression, mood disorders, and more. We also provide services for mental health and trauma treatment clients, with or without the presence of substance abuse.

Simply make a call to let us know your exact circumstances and allow us to help you figure out what you can expect to pay for treatment, quickly and confidentially.

3) In-State Treatment Facilities

Some people want to travel for their treatment plan because it gives them space from the setting of their substance use issues and provides a degree of privacy while they heal. However, an in-state treatment facility may provide higher coverage rates and lower costs to you and your family.

Not to mention, being local enables you to continue connecting with loved ones and make an easy transition to outpatient programs.

If you reside in Arizona and have Banner Aetna coverage, you should consider staying in Arizona to get the most benefit from your Aetna health plan. Catalina Behavioral Health can offer top-notch treatment for Arizona residents. Learn more about our treatment programs and how our support can help to improve your situation.

What are the Levels of Services for Substance Use Disorders?

What can you expect from Banner Health when it comes to your treatment? There are no one-size-fits-all solutions when it comes to substance use. At Catalina, we know our clients deserve personalized treatment plans and need to know what their health insurance plan will ultimately cover.

All of the following treatments are covered, but the specific dollar amount you will pay depends on your specific Banner Aetna plan. Consider asking about coverage for some of these services offered at Catalina Behavioral Health.

Medical Detox to Kickstart Recovery

Access to a supervised medical detox is one of the first benefits many people need from their health care. This allows them to get drugs and alcohol out of their system under the careful supervision of a team of medical professionals. This can offset dramatic symptoms and ensure that you are cared for without risk of relapse.

Your treatment team can offer medications and counseling to help you through the toughest situations. Our goal is to get you stable so that you can enter the next phase of your treatment, whether you want inpatient or outpatient treatment to supplement your detox.

Inpatient Rehab in Arizona at Catalina Behavioral Health

The cost of inpatient or residential rehab can be prohibitive for many people, but Banner Health can help you get the intensive treatment you need for substance use and mental health. Insurance coverage is crucial for the high-level services from the right medical professionals, and the kind of care available in an inpatient rehab like Catalina Behavioral Health in Arizona.

Our medical team can provide an assessment of your substance use or mental health to help you decide if this is the right step for you. From here, we can verify your Banner Health benefits to identify services that might give you the advantage you need to live life sober.

Outpatient Programs for Less Out-of-Pocket Spending

While Catalina Behavioral Health is indeed in-network for the Banner Health Network in Arizona, there may still be costs for inpatient treatment due to the intensive nature of the program. Outpatient often costs less and may grant more coverage for your treatment.

This is ideal for those who want to head home at the end of the day to see their kids and families or sleep in their own bed, whether at home or in a sober living residence. The good news is that there are several levels of outpatient you can enroll in to get the benefits you need: partial hospitalization and intensive outpatient.

Partial hospitalization takes six to eight hours each day, just as if you were enrolled in inpatient treatment. You will spend the day in our facility, returning home in the evenings. On the other hand, intensive outpatient is less restrictive and allows you to come and go between scheduled appointments. It may only require several hours per week instead of per day.

Finding Out Your Specific Plan Details for Addiction Treatment

Of course, there are varying levels of Banner Aetna’s coverage for individuals who have these plans. Depending on which form of insurance you have, you may find various levels of out-of-pocket costs. Healthcare could be covered in full or perhaps a significant portion of the total bill.

Never allow finances and the coverage of your health plan to hold you back from seeking care for any type of substance use issue or addiction. Catalina Behavioral Health can work with you on the cost of treatment and help you set up payment plans that feel manageable for you once you are discharged from the program.

We can help you figure it out with just a request for a few details from your member ID card. Have this information handy when you call in for confidential verification of your policy and we will help you make a plan for a brighter future without substance use disorder.

Get Coverage and Proven Programs with Banner Aetna at Catalina

If you are part of the Banner Health Network, you need to find out what your health insurance will cover when it comes to alcohol or drug rehab. At Catalina Behavioral Health, we offer quality in-network care for your mental health with experienced providers.

You will find that our warm and welcoming admissions staff is incredibly helpful. Allow us to help you find out what your health insurance will cover with a quick and confidential call. Take a firm stride toward healing and recovery by reaching out today!

References

• National Archives and Records Administration. (n.d.). Substance Abuse and the Affordable Care Act. National Archives and Records Administration.
• Co-occurring disorders and other health conditions. SAMHSA. (n.d.).