Substance Abuse Treatment Using Multiplan Coverage
The consequences of addiction can be devastating—including health problems like liver disease or lung infections; financial difficulties; broken relationships with family and friends; job loss; incarceration; or death. It’s easy to feel powerless when faced with such a formidable foe—but it’s important to remember that help is available. With the right treatment, recovery from addiction is possible. MultiPlan Insurance can help.
MultiPlan insurance provides access to an extensive network of healthcare providers and facilities. It’s a great option for those who need help paying for addiction treatment, but it can be confusing to understand all the details.
Keep reading to learn more about MultiPlan Insurance for drug and alcohol rehab and how Catalina Behavioral Health can help those in need of addiction treatment get help!
What is MultiPlan Insurance?
MultiPlan Insurance works by connecting you with providers and facilities in their extensive network. This means you have access to more options when it comes to finding the right treatment center for your needs. The network includes over 1 million healthcare providers across all 50 states, so there’s likely something available in your area.
MultiPlan Insurance is not a direct health insurance provider, like a health maintenance organization (HMO) or preferred provider organization insurance company, but rather a provider network that contracts with thousands of healthcare providers across the country to offer discounted rates on services. When you purchase a health insurance plan through a provider that uses MultiPlan PPO health insurance network, you gain access to discounted rates.
The discounts vary depending on the provider and their contracted rate with MultiPlan PPO health insurance. This means that if you choose a provider who is in the MultiPlan PPO network, your out-of-pocket costs will likely be lower than those of providers outside the network.
How Can MultiPlan PPO Help With Addiction Treatment?
MultiPlan Insurance coverage provides assistance in finding appropriate care for individuals suffering from substance abuse disorders as well as mental health disorders such as depression or anxiety that often coexist with drug abuse.
Additionally, many of the specialists in these health insurance programs and networks have experience working specifically with those recovering from substance use disorders. This means they can provide tailored advice and resources to ensure that each person gets the best possible care for their individual needs.
Does MultiPlan Cover Drug and Alcohol Detox?
Depending on the insurance company and plan, individuals enrolled in MultiPlan Insurance may have access to a wide range of services through the MultiPlan network, including drug and alcohol detox. The Affordable Care Act or ACA Marketplace mandates that insurance providers treatment for substance misuse and mental health treatment and deems them essential healthcare needs.
So, if you or your loved one is insured through any of these organizations, there may be coverage available. This could include treatment for drug and alcohol detoxification, residential addiction treatment, medication management, and outpatient addiction treatment.
Types of Addiction Treatment Your MultiPlan Insurance May Cover
Addiction is a serious medical condition, and at some point, you may need to turn to professional help. It’s important to know what types of essential health care services, like addiction treatment, your insurance provider covers.
Luckily, many health insurance providers, including MultiPlan Insurance, offer coverage for various levels of care for individuals struggling with addiction. Let’s take a closer look at the different forms of addiction treatment your insurance plan may cover.
Inpatient Addiction Treatment Centers
Inpatient drug and alcohol treatment is often recommended for those who are dealing with severe addiction issues or have experienced relapses in the past. This type of care requires individuals to stay overnight in a residential facility where they will receive round-the-clock support from medical professionals.
Inpatient programs typically last between 30 and 90 days, depending on the severity of the addiction. During this time, people can benefit from therapeutic activities, such as yoga or art therapy, as well as individual counseling sessions with a therapist.
Partial Hospitalization Treatment
Partial hospitalization treatment (PHP) is an intermediate level of outpatient treatment that provides more freedom than inpatient programs while still providing intensive support during the day hours.
With PHP, individuals attend treatment at a hospital or outpatient center during the day but return home or to a sober living environment in the evenings and on weekends. PHP allows people to balance rehab with their everyday responsibilities and obligations while still having access to support services when needed.
MultiPlan health insurance policies for rehab often include this type of coverage.
Intensive Outpatient Treatment Substance Abuse Coverage
Outpatient drug addiction treatment centers are designed for individuals who need less intensive care than what’s offered through inpatient or PHP programs but still require some form of a structured recovery program.
Outpatient treatment typically involves attending group therapy sessions several times per week as well as individual counseling sessions with a therapist once a week or more if needed.
Clients also participate in 12-step meetings in their local communities and engage in other aftercare activities such as yoga classes or mindfulness training groups.
Mental Health and Addiction Treatment MultiPlan Insurance Coverage
If you’re enrolled in a MultiPlan health plan, you may be wondering if your coverage includes mental health treatment.
The answer depends on specific insurance carriers and the insurance benefits of the particular plan that you’re enrolled in, but some plans do provide coverage for this type of treatment. Let’s explore what mental health coverage is available through MultiPlan Insurance and how you can get access to it.
Does MultiPlan Cover Mental Health Treatment?
The type of mental health coverage that MultiPlan provides depends on the specific plan that you are enrolled in. Some MultiPlan Insurance plans cover counseling and therapy with a licensed therapist or psychologist, while others provide more comprehensive coverage including medication management, mental health, substance abuse treatment, and more.
Depending on your specific plan, there may also be limits to the number of sessions per year or maximum reimbursement amounts for certain treatments.
How to Access Mental Health Coverage Using a MultiPlan Health Insurance Provider
If you have one of the MultiPlan Insurance plans that cover mental health services, accessing these services is relatively easy. All you need to do is find an in-network provider who offers the services covered by your plan.
You can contact Catalina Behavioral Health, and we would be happy to determine if your primary insurance providers offer behavioral health treatment and how much addiction treatment is available through your MultiPlan Insurance policy.
How to Find the Right Mental Health and Addiction Treatment Center
Finding the right mental health and addiction treatment center is an important step in addressing any issues you or a loved one may be struggling with. It’s essential to choose a facility that can provide the best care possible, as well as the support and guidance needed for successful recovery.
Here are some tips for finding the right treatment center for your needs.
Do Your Research
The first step in finding the right treatment center is doing thorough research. You should look into all of your options and take time to evaluate each one’s offerings. Talk to your doctor or therapist about any questions you may have and read reviews from other patients who have been there.
This will give you a good idea of what kind of care you can expect from each facility before making a decision.
Consider Insurance Coverage
Another important factor to consider when choosing a mental health and addiction treatment center is insurance coverage. Most insurance companies offer coverage for certain treatments, so it’s important to make sure that your provider covers whatever type of care you need before making a commitment.
If not, you may need to look at other options that accept out-of-network benefits or self-payments, which can increase treatment costs.
Evaluate Programs & Services Offered
When considering different treatment centers, it’s important to evaluate what types of programs they offer and how they might fit your needs. Different facilities specialize in different types of treatments, such as dual diagnosis programs for those with both mental health issues and substance abuse problems, residential treatment centers and intensive inpatient services, or outpatient programs for more flexible care plans.
Make sure that whatever facility you choose can provide the specific services that would be most beneficial and provide effective treatment for your situation.
Choosing the right mental health and addiction treatment center can be challenging but it is an essential step in getting the help you need for yourself or a loved one. Take time to evaluate all of your options carefully so that you can make an informed choice about your treatment plan in an appropriate rehab facility.
How Can I Pay for Treatment if My Health Insurance Provider Doesn’t Cover It All?
Struggling with addiction can be overwhelming, and the costs of treatment can seem insurmountable. If you’re seeking mental health and substance abuse help but your health insurance plan won’t cover all of the rehab costs, don’t despair. There are many options available to help cover the cost of treatment.
Grants and Scholarships
One option is to seek out grants and scholarships that are offered by organizations such as the Substance Abuse and Mental Health Services Administration (SAMHSA). SAMHSA offers grants for substance abuse treatment services, like residential programs or outpatient counseling, so this could be a great place to start.
Additionally, there are many other organizations that offer grants specifically for people looking for help with addiction treatment options; research to see what’s available in your area.
Another option if your insurance policy won’t cover addiction treatment services or if you don’t have MultiPlan Insurance coverage is a sliding scale fee structure. Many rehab centers offer a sliding scale system based on an individual’s income level, meaning they charge you a fee based on what you can afford—not what the service actually costs.
This means that regardless of financial circumstances, some people can get access to quality substance addiction treatment without having to worry about breaking the bank.
Payment plans are another alternative. Some rehab centers will allow individuals without coverage for long-term addiction treatment to pay off their balance in increments over time instead of all at once. This allows patients who may not have enough money upfront the chance to still receive quality care that their insurance company won’t cover.
Get Help With MultiPlan at Catalina Today!
We understand that navigating insurance coverage plans be tricky, so we’re here to guide you through it. When you call or visit our office, one of our trained professionals will review the coverage you have through direct insurance carriers and explain what is covered under your plan and what you would be required to pay out of pocket.
We are also a provider for MultiPlan insurance policies and accept many forms of MultiPlan, in particular PPO policies.
We understand that there are probably a million PPO healthcare providers that you can talk to, but at Catalina Behavioral Health, we genuinely care about helping you.
All calls to our facility are confidential and will be only used to look into insurance plans and coverage options, so please reach out now for assistance!